Akim
How ITzak Technologies Helped Sarvjan Fintech Go Fully Digital
Overview
Sarvjan Fintech Pvt. Ltd. was managing its lending operations through manual spreadsheets and paper-based approvals. ITzak Technologies delivered a secure, automated Loan Origination System (LOS), Loan Management System (LMS), and Collections Platform that transformed their end-to-end workflow and enabled faster, compliant, and scalable lending.
The Challenge
- Slow, manual loan application and approval process.
- Errors in EMI schedules and reconciliation delays.
- Limited visibility across branches and field agents.
Our Solution
We built a tailored digital ecosystem covering every stage of the loan lifecycle:
- Loan Origination System (LOS) – Digital application capture, automated KYC & PAN/Aadhaar verification, CIBIL & PD checks, CAM generation, and instant disbursement with auto-generated Loan Account Numbers.
- Loan Management System (LMS) – Auto-generated EMI and Pre-EMI schedules, full ledger and receipt management, prepayment / foreclosure support, and comprehensive MIS reporting.
- Collections Platform – Monthly collection uploads, QR-based digital payments via PhonePe API, agent geotagging & selfie verification, cash-deposit tracking, and real-time admin reconciliation.
Technology Stack
Flutter (mobile) • React (web) • Node.js + Express (backend) • PostgreSQL + MongoDB (databases) • Cloud hosting (AWS/Azure) • SSL & two-factor authentication for security.
Results & Impact
- ⏱️ 60 % faster loan approvals through automated workflows.
- 💸 45 % higher collection efficiency using QR payments.
- 📊 3 × application capacity with the same workforce.
- 🔒 Full compliance and real-time branch-level visibility.
Key Takeaways
- Customization wins over generic software — tailored workflows drive adoption.
- Automation boosts accuracy — reduces manual errors and delays.
- Visibility builds trust — digital dashboards improve accountability.
About ITzak Technologies LLP
A Jamnagar-based IT company specializing in custom fintech platforms for NBFCs and financial institutions. We combine technology, compliance, and domain expertise to deliver reliable, scalable solutions that simplify lending operations.
Contact Us
📍 305, Akhilam Square, Patel Park Road, Opp. Mayur Greens – 1, Jamnagar, Gujarat 361005
📞 +91 76983 10910 | ✉️ hello@itzaktechnologies.com
🌐 www.itzaktechnologies.com
Akim Kasmani | Co-Founder, ITzak Technologies LLP
